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Open a new personal checking account & receive up to $4001

Enrollment in the promotion and minimum qualifications required. See below for additional terms and requirements.

Open Account Now

The future you want might just be closer than you think.

At HomeTrust Bank, we believe that relationships, community, and collaboration can bring about change – in our hearts, homes, city, nation, and world. Starting now, when you open a new personal checking account with HomeTrust Bank, you can receive bonuses up to $4001. It’s just our way of saying thanks for trusting us to be your bank.

Are you ready to thrive this year?

  1. Get $150 for qualified direct deposits totaling $2,500 or more across two consecutive statement cycles in the first 90 days.
  2. Get $150 for an opening balance of $10,000 or greater and maintaining that balance for the first 90 days.
  3. Get $100 when you make at least 15 debit card purchases totaling $500 or more in one statement cycle in the first 90 days.

Earn 1, 2 or all 3 of these bonuses, for up to $4001 total!

Time To Thrive.

At HomeTrust Bank, we want to see our neighbors thrive. That’s why we work so hard to provide the products and services you need to succeed. Every day, we want to meet our customers right where they are to help get them to where they want and need to be. So, how can we help you get there? Let’s thrive together!

Open Account Now
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Premier Checking

If you want to earn interest on your higher balances and have no fees on ATM withdrawals2, this account is for you. And with your deposit balances, you can avoid the monthly service fee.

Perfect for Those Who:
keep higher balances

Minimum Opening Balance:
$50

Monthly Service Fee:
$15, avoided with average monthly deposit balance of $10,000 in your Premier Checking account, or an average combined deposit balance of $25,000

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Everywhere Connect

Everywhere Connect has everything your on-the-go lifestyle demands in a checking account—100% online and mobile access3, along with anytime anywhere convenience.

Perfect for Those Who:
are always on-the-go

Minimum Opening Balance:
$50

Monthly Service Fee:
$10, avoided by 10 monthly debit card transactions or 1 recurring direct deposit

Open Account Now
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Simple Checking

With no monthly service fee—but all the ease and convenience that modern banking technology has to offer—Simple Checking delivers.

Perfect for Those Who:
prefer the basics

Minimum Opening Balance:
$50

Monthly Service Fee:
$0

Open Account Now
Personal Checking Accounts  Balance Tiers

$ 0 - $999
(APY)

$1,000-$2,499
(APY)
$2,500-$9,999
(APY)
$10,000 or more
(APY)
Premier Checking 0.00% 0.02% 0.03% 0.05%
Everywhere Connect N/A N/A N/A N/A
Simple Checking  N/A N/A N/A N/A

Annual Percentage Yields (APY) are accurate as of August 30, 2021 and are subject to change after account opening. Fees may reduce earnings

    1. Account openings are subject to bank approval. This offer applies to new HomeTrust Bank customers only and is limited to our Premier, Everywhere Connect, or Simple Checking account products. Account must be opened between January 1, 2022 and June 30, 2022 with the promotional code “UPTO400.” A minimum opening balance of $50 is required for all accounts and funds must not be already on deposit with HomeTrust Bank.

      You can earn up to $400 when you meet the qualifications for each cash bonus reward. See requirements below.

      Direct Deposit bonus: Earn $150 for direct deposits totaling $2,500 or more across two consecutive statement cycles within the first three statement cycles from account opening.


      Your direct deposit needs to be regular monthly income, such as an electronic deposit of your paycheck, pension, or government benefits (such as Social Security) from your employer or the government. Transfers from one account to another or deposits made at a banking location or ATM do not qualify as Direct Deposit.

      $10K+ Account Balance bonus: Earn $150 when you deposit and maintain a $10,000 minimum daily balance in your new account for the first 90 days. Account must be opened with funds not already on deposit with HomeTrust Bank.

      Debit Card Activity bonus: Earn $100 when you make at least 15 debit card purchases equal to, or greater than, $500 in one statement cycle within the first three statement cycles.

      All transactions must post and settle to qualify. Bonuses may be credited at different times depending on account activity but will be credited no later than 120 days from account opening.

      Offer cannot be combined with other promotions, such as Refer A Friend, and is limited to two (2) incentives per household. Offer not available to households that have had a personal checking account at HomeTrust Bank within the last five years. Primary account holder must be 18 years or older and have a physical address within the HomeTrust Bank market footprint. If your account is closed within the first 180 days, an account closing fee equal to the bonus payment (between $100 and $400) you received will apply. HomeTrust Bank employees are not eligible to participate in promotion.

      Offer may be withdrawn at any time and is subject to change. Payments are subject to IRS tax reporting requirements. For fees applicable to your account, please view our Fee Schedule. For additional terms and conditions, please view our Deposit Account Agreement and Online or Mobile terms and conditions.

    2. Excluding International Service Assessment fees.

    3. Third party data, messaging and internet service provider fees may apply.

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