Going above and beyond.

For a limited time, when you open a Simple Checking, Premier Checking, or Everywhere Connect account, HomeTrust will give you $1001 to help prepare for tomorrow and beyond. In these times, when change seems to be constant, it's nice to know HomeTrust is adapting and helping you meet your financial needs. 


Everywhere Connect

Everywhere Connect has everything your on-the-go lifestyle demands in a checking account - 100% online and mobile access2, along with anytime-anywhere convenience. Plus, you will get a $5 cash reward3 deposited into your account each statement cycle where you have 10 or more signature debit card transactions.

Perfect for those who:

  • want cash rewards, up to $60 each year3

Minimum opening balance:

  • $50

Monthly service fee:

  • $10, avoided by 5 debit card transactions or 1 recurring direct deposit
Open Account Online

Premier Checking

If you want to earn higher interest on your higher balances, this account is for you. And with your deposit and loan balances, you can avoid the monthly service fee. Plus, you get unlimited free basic checks, preferred rates on CDs, free official checks, and more.

Perfect for those who:

  • keep higher balances

Minimum opening balance:

  • $50

Monthly service fee:

  • $15, avoided by average combined
    deposit balance of $10,000 or an
    average combined deposit and loan
    balance of $25,000
Open Account Online

Simple Checking

The name of this account says it all: simple! This checking account lets you stick with the basics. Of course full online and mobile banking2 is part of this account, and there’s no monthly service fee. Using our free debit card4 makes it even more convenient.

Perfect for those who:

  • prefer the basics

Minimum opening balance:

  • $50

Monthly service fee:

  • $0
Open Account Online
Personal Checking Accounts  Balance Tiers
$ 0 - $999 (APY) $1,000-$2,499 (APY) $2,500-$9,999 (APY) $10,000 or more (APY)
Everywhere Connect N/A N/A N/A N/A
Premier Checking 0.00% 0.05% 0.05% 0.05%
Simple Checking  N/A N/A N/A N/A

Annual Percentage Yields (APY) are accurate as of August 10, 2020 and are subject to change after account opening. Account openings are subject to bank approval. A minimum opening balance of $50 is required to open a Premier Checking, Everywhere Connect or Simple Checking account. Fees may reduce earnings. For fees applicable to your account, please view our Fee Schedule. For additional terms and conditions, please view our Deposit Account Agreement and Online or Mobile terms and conditions.

  1. To earn the $100 bonus, you must (1) Enroll in electronic statements (eStatements) through Online or Mobile Banking; (2) Have a minimum of three automated clearing house (ACH) debits per statement cycle for two consecutive statement cycles within the first three statement cycles; and (3) Make at least 15 debit card purchases equal to or greater than $500 per statement cycle for two statement cycles within the first three statement cycles. Transactions must post and settle to qualify. The $100 bonus will be credited to the new checking account on the 15th of the month after the account meets all requirements stated above.

    Checking account must be opened with the promotional code 100UP from August 15, 2020 through November 15, 2020. This offer applies to new customers and new checking accounts only and you must have a physical address within the HomeTrust Bank market footprint. Offer cannot be combined with other offers and is limited to two (2) incentives per household. HomeTrust Bank employees are not eligible to participate in promotion. Offer is not available to customers who have closed an account within the past 90 days. If your account is closed within 180 days, an account closing fee equal to the bonus payment ($100) will apply. Offer may be withdrawn at any time. Payments are subject to IRS tax reporting requirements.

  2. Third party data, messaging and internet service provider fees may apply.

  3. A $5 cash reward will be credited to your account on the last day of each monthly statement cycle in which 10 or more signature debit card transaction have posted and settled. Maximum of $60 cash rewards per calendar year. No minimum balance to earn monthly $5 cash reward; however, a $50 minimum opening balance is required. Monthly $5 reward program may be discontinued at any time without notice. Payments subject to IRS tax reporting requirements.

  4. Fees may be incurred when using the card at non-HomeTrust Bank ATMs and when transactions result in overdraft activity.